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  • REVERSE MORTGAGE
  • JUMBO REVERSE MORTGAGES
  • REVERSE MORTGAGE FAQ
  • IS IT RIGHT FOR ME?
  • PROS AND CONS
  • WHAT ARE THE SAFEGUARDS?
  • WHAT IS HECM COUNSELING?
  • MANUFACTURED HOMES
  • FIRST TIME HOME BUYERS
  • PURCHASING WHAT NOT TO DO
  • FINDING THE RIGHT LOAN
  • POOR CREDIT -WE CAN HELP.
  • VA HOME LOANS
  • KATHIE ADLER, ORIGINATOR
  • FLOWERS AND ME
  • REMEMBER WHEN
  • KATHIE ADLER PHOTOS
  • More
    • REVERSE MORTGAGE
    • JUMBO REVERSE MORTGAGES
    • REVERSE MORTGAGE FAQ
    • IS IT RIGHT FOR ME?
    • PROS AND CONS
    • WHAT ARE THE SAFEGUARDS?
    • WHAT IS HECM COUNSELING?
    • MANUFACTURED HOMES
    • FIRST TIME HOME BUYERS
    • PURCHASING WHAT NOT TO DO
    • FINDING THE RIGHT LOAN
    • POOR CREDIT -WE CAN HELP.
    • VA HOME LOANS
    • KATHIE ADLER, ORIGINATOR
    • FLOWERS AND ME
    • REMEMBER WHEN
    • KATHIE ADLER PHOTOS

EN

  • REVERSE MORTGAGE
  • JUMBO REVERSE MORTGAGES
  • REVERSE MORTGAGE FAQ
  • IS IT RIGHT FOR ME?
  • PROS AND CONS
  • WHAT ARE THE SAFEGUARDS?
  • WHAT IS HECM COUNSELING?
  • MANUFACTURED HOMES
  • FIRST TIME HOME BUYERS
  • PURCHASING WHAT NOT TO DO
  • FINDING THE RIGHT LOAN
  • POOR CREDIT -WE CAN HELP.
  • VA HOME LOANS
  • KATHIE ADLER, ORIGINATOR
  • FLOWERS AND ME
  • REMEMBER WHEN
  • KATHIE ADLER PHOTOS

"Gardening makes us happier and healthier."

 "Research shows gardening makes us happier and healthier.   


FARGO — If anyone doubts gardeners are a happy bunch, just visit a garden center in May. Shoppers high with spring fever swarm greenhouses, giddy as they fill their carts with the fervor of a rabbit eating a fresh rhododendron.


Claiming that gardening improves people's lives is a fine thing to say, but can it be proven? Texas A&M University assembled a list of gardening's positive life effects, and it's based on well-cited research.


Following are their fascinating evidence-based findings:


• People who spend time around plants tend to have better relationships with others. Gardening and working with nature causes measurable increases in compassion for fellow humans. People who care for nature are more likely to care for others. People who tend plants are more willing to help others.

• People who have flowers around their home, yard, business or office are happier than those who don't. Flowers improve mood and reduce stress-related depression, while fostering an optimistic outlook.

• Gardening improves concentration and memory by 20%. Being around plants, indoors or out, improves work quality and accuracy.

• Hospital recovery rooms that have plants or window views of attractive gardens help patients heal faster. Patients interacting with plants have shorter recovery times after medical procedures.

• Children who spend time around plants learn more easily. Plants help children with Attention Deficit Disorder to focus, concentrate and interact more.

• Being around plants makes people better at their jobs by increasing their energy and feelings of vitality.

• People who spend time gardening outdoors have better mental health and a more positive outlook on life than those who spend most of their time indoors.

• Gardening helps people channel stress and frustration into something constructive. Working with plants reduces stress and helps cope with negative feelings.

• Access to parks and outdoor recreation areas increases people's physical activity, which improves their health and mood. When people are healthier, the overall cost of healthcare decreases. Residents of neighborhoods with beautiful parks are healthier.

• Parks and public gardens foster an appreciation for nature that inspires people to take greater responsibility for the care and protection of their environment.

• Neighborhoods with parks and gardens have lower crime rates. When people are involved in public gardening, they tend to be more politically active, and the communities become more closely knit.

• People associate beautifully landscaped areas with a higher quality of life, which in turn attracts businesses and opportunities.

• Beautifying roadways not only makes them more attractive, but it improves driver's moods and attitudes. Driver safety increases, and well-landscaped roads have less accidents.

• As parts of a community improve their beauty with increased gardening and beautification, it starts a ripple effect of self-improvement. When adjacent neighborhoods or communities see the improvement, competition usually begins, causing what's termed the 'upgrade' effect.  It's no wonder gardening, with all its forms, has been called America's number one pastime. 


"Research simply backs up what people who work with plants have always known: there's a secret ingredient that somehow makes lives better." By Don Kinzler -  Dec 23, 2017 https://www.inforum.com/lifestyle/how-gardening-can-make-us-happier-and-healthier


Gardening With Your Family ~

Take time with your family and teach them the joy of gardening. Grandchildren especially love digging in the garden. Start by taking them to a garden center to pick out their own plants for the garden.  

Flower joy! But before you know it, they're gone. (Click "Show More" to see more of my gardening.)

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Great Gardening Websites

For gorgeous English Roses, I suggest going to David Austin Roses website.  You will never go back to typical roses again.


My absolute favorite, or one of my favorites, is coleus.  It is an annual, it will probably go to the frost, but it will not come back next year.  I think coleus are my favorite plants because they are so colorful, and there are so many varieties (in the hundreds)! Also, you can break off a stalk, place it in the dirt, and it will rejuvenate and grow into a new plant! It will wilt for a day or two so don't get concerned as it will revive.  From just a tiny plant, coleus can get huge! Here is a great way to buy them.  https://rosydawngardens.com/?gclid=Cj0KCQjwyYKUBhDJARIsAMj9lkEvwknGIZJpeDqmRZnCBgvixVGquyQqJw4GCH_J4dam_Wg_PTbFVGMaAgc4EALw_wcB


You can go Spring Hill Nursery to find many plants and all types of beautiful flowers.  And if you love clematis vines, go to SilverStarVinery for a wide variety. Clematis never disappoints, but remember, though they love the sun, they want their roots in the shade.  Make sure to place a small hosta or mulch around the base and dig the plant BELOW the ground enough or they will die when the sun hits the roots of the plant and dries out the plant.


I ONLY like daylilies.  They bloom every day for months in the summer from July through August.


For great daylilies, https://www.americanmeadows.com/content/perennial-planting-guide/daylilies?srsltid=AfmBOopSj2by404DYflxTTyIdh8I_UmVoYQ85l0gtu4_16LT1qJ9iSb_

Gardening truly makes you happy!

There are a TON of great gardening and flower purchasing websites and local gardeners I am sure in your area. Just a note, the lupine above that are very colorful and stalk flowers are not mine, I got the photos online. Also, the bouquets aren't mine either. If I see something pretty and don't want to spend the money, I take a picture! If you love pretty flowering trees, try Crepe Myrtle. The prettiest colors, to me, are pink and peach. However, I gave mine away as it overpowered my front yard. (Photo: Murphy and me in the summer of 2019).

My favorite flowers:

Hydrangea

Hydrangea

Hydrangea

These come in all sorts of colors, but I love purple hydrangea and limelight!

Lilies

Hydrangea

Hydrangea

Yellow lilies are gorgeous. My favorite is called The Jury is Out, bright yellow!

Caladium

Hydrangea

Clematis Vines

Caladium are grand because they don't get flowers so no bugs either!

Clematis Vines

Clematis Vines

Clematis Vines

These are awesome vines that grow anywhere from four to twenty feet.

Coneflower

Clematis Vines

Coneflower

Coneflower has a long bloom season, from July into September! COLORFUL!

Hosta

Clematis Vines

Coneflower

Shade loving, some tolerate BRIGHT sun like JUNE, the best hosta ever!

It was the year 2017. We had a dog and a parrot.

And along came Cinder and Morris!

 

There were two little homeless cats in our neighborhood, younger than one year, and they would visit many of our neighbors from time to time including us.  They had longing looks and would sit on my stoop looking into our glass storm door hoping to be invited inside. I told my grandson NOT to feed them although everyone in the neighborhood was probably doing it.  Well, you know how that goes. Before I knew it, they were coming around more and more.  Then the freezing winter came. It was so cold that there was no way I wanted them to be so uncomfortable when a few nights it was below zero.  So what did I do? We made houses from kitty litter boxes with tops and made it as warm as possible, shielded from the biting wind by blankets and foam. 

 

Before I knew it, they ended up inside our house because even those little houses we made were not sheltered from the terrible cold of 2017.  November and December were brutal and below zero. People were running out of heating oil because it only lasted two weeks!  One night with the wind chill, it was said to be about minus 10 degrees outside which was too cold even for a cat! People think cats can live outdoors, but they have no idea that there are too many dangers: weather, cat fights, cars, mean people too.  Most live only a few years who lives outdoors as opposed to long-lived indoor cats. 

 

Before long, Cinder, who we thought was Cinderella, came limping up our driveway, face bloody, and hardly able to walk. My grandson was very upset, so we took Cinder to the vet. My daughter offered her credit card for the bill. The vet said he was probably hit by a car, might have a concussion, and he wasn’t sure he would recover. The bill ended up being about $650.  At this point, we had kept them in our house at night and would let them back out during the daytime when the cold wasn't so bad. Then I noticed Morris’ had diarrhea. He also had his visit to the vet, and it was worms. So, another $650 or so.  I told my daughter, "With the money that you spent for vet bills, we cannot let them out again; they will only get hit by a car, and you will have wasted all that money."  Cats outdoors and cars don't mix; It's just not safe.
 

So, there you go. They became ours and joined our dog and a parrot! Our house is very interesting.  We do love them, and they love us, but perhaps they love the food!  And now they have a warm, comfortable home. (I added some photos from Christmas. 2019, me on my couch in my home.  Life is fun if you make it fun! Don't miss out on the little things in life that bring joy, and don't take yourself too seriously.  Don't offend anyone -- and try not to be offended easily. LIFE IS TOO SHORT.


Our two homeless kitties, Morris and Cinder. And we have our beautiful Murphy.

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Long Island Sights

A LITTLE BIT OF PHOTOGRAPHY

I've been into photography perhaps since high school when I had a tiny Instamatic camera and knew nothing about 35mm cameras.  I would go to the beach at sunset, but I could never capture that perfect shot.  Then I got married and was told by my new husband, "You can have everything I own, but don't touch my camera." My husband was referring to his TOPCON camera that he bought in Vietnam. Well, as soon as he left for work one day, I took out his camera and with trembling hands discovered a real camera. Over the years, I developed a love for taking pictures and even started a business called DIMENSION PHOTOS where I did portraits and weddings, 3 of them to be exact (a ton of work on my feet for hours!)  It's my true love, really! I love portraits as I am a people person.


I will definitely post some photos of Long Island when I have time, but I am SO busy  right now that it will have to wait.  And my husband, well, he's happy that I'm the photographer, and he is not!!

KATHIE ADLER PHOTOS

Click below for radio and doll business photos.  God bless you.  

CLICK HERE FOR RADIO PHOTOS

Got questions? For free reverse mortgage information: KATHIE ADLER, 888-843-9797 OR 631-804-9044

What information is required to provide a reverse mortgage proposal? 


  • Names and address of all borrowers  
  • Dates of birth for all borrowers
  • Address of property 
  • Type of home (1-4 family residence, condo, manufactured home)
  • Approximate value of home
  • Balances on any mortgages, equity loans, judgments or liens
  • Are you behind on any federal debt?

CLICK HERE TO CONTACT US
  • REVERSE MORTGAGE
  • JUMBO REVERSE MORTGAGES
  • REVERSE MORTGAGE FAQ
  • IS IT RIGHT FOR ME?
  • PROS AND CONS
  • WHAT ARE THE SAFEGUARDS?
  • WHAT IS HECM COUNSELING?
  • MANUFACTURED HOMES
  • FIRST TIME HOME BUYERS
  • PURCHASING WHAT NOT TO DO
  • FINDING THE RIGHT LOAN
  • POOR CREDIT -WE CAN HELP.
  • VA HOME LOANS
  • KATHIE ADLER, ORIGINATOR
  • FLOWERS AND ME
  • REMEMBER WHEN
  • KATHIE ADLER PHOTOS



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